Over the years, we’ve heard a lot of insurance fraud stories but the sheer bozo-ness of this one puts it at the top of the list. Four bozos in Los Angeles hatched a scheme to claim that the interior of their 2010 Rolls Royce was destroyed by a bear. And to provide proof, they even had a video surveillance tape showing the bear doing the deed. That ultimately turned out to be their downfall. Insurance investigators immediately claimed it was a man in a bear suit tearing up the car’s interior. A couple of things sealed the deal. First, the scratch marks were perfectly straight, something that most likely wouldn’t have happened with a real bear. And, second, the way the bear opened the car door so easily using his “paw” was suspect. And then there’s that bear suit that was found in one of our bozo’s homes. Busted! Charged with insurance fraud and conspiracy.